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How a solicitor can help you buy your first home

Buying your first home is a big milestone and an exciting time, but the process and legal implications can be rather confusing. There is a wealth of information to take in all at once and numerous arrangements to make. It can feel somewhat overwhelming.

Support

A solicitor can help you by explaining the house buying process and by answering any questions you may have around specific issues or laws. They will be experts in negotiations of this kind and will be there to support you along the way.

Research

A solicitor will carry out background research on the property you are interested in. They will ensure that the seller has the right to sell the property and will conduct local authority searches to find out whether there are any plans to build a major road or new buildings nearby.

Your solicitor will also look into a number of issues, such as ongoing disputes, boundaries, planning constraints and potential rights of way. These are called “preliminary enquiries.”

Contract

Once you have decided you want to go ahead with the purchase and your offer has been accepted, you’ll need to enter a binding contract.

Your solicitor will read the contract thoroughly and help you to understand all the terms included.

If you are entering a mortgage to buy the property, your solicitor will send you the mortgage deed to sign too.

Completion

A solicitor will also be able to help you make all necessary arrangements to complete the purchase. These include paying the Stamp Duty Land Tax to HMRC and registering you and your mortgage provider at the Land Registry.

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